ZIP Code 12592 — Wassaic, New York

The median home in 12592 is valued at $264,900 against a median household income of $72,188, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12592 ranks 16 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 14.2% of median household income (median rent $854 a month), under the 30% cost-burden threshold.

12592 ranks 983 of 1,572 statewide on median household income and 693 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 74% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.3%, above the 9.9% statewide ZIP median. Unemployment stands at 14.6%.

With 86 residents per square mile across 14.9 square miles of land, 12592 is far less dense than the statewide ZIP median of 197 (rank 985 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.