ZIP Code 12501 — Amenia, New York

The median home in 12501 is valued at $305,600 against a median household income of $78,716, a price-to-income ratio of 3.9. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12501 ranks 19 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 19.7% of median household income (median rent $1,295 a month), under the 30% cost-burden threshold.

12501 ranks 808 of 1,572 statewide on median household income and 609 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 57% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 38% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.9%, below the 9.9% statewide ZIP median. Unemployment stands at 6.4%.

With 73 residents per square mile across 32.4 square miles of land, 12501 is far less dense than the statewide ZIP median of 197 (rank 1,039 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.