ZIP Code 14201 — Buffalo, New York

The median home in 14201 is valued at $327,900 against a median household income of $34,204, a price-to-income ratio of 9.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Erie County, 14201 ranks 58 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 33.4% of median household income (median rent $953 a month), above the 30% cost-burden threshold.

14201 ranks 1,557 of 1,572 statewide on median household income and 567 of 1,572 on median home value; its income is far below the $75,465 Erie County median. 20% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 39% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 44.6%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 8.3%.

With 11,405 residents per square mile across 1.1 square miles of land, 14201 is far denser than the statewide ZIP median of 197 (rank 172 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.