ZIP Code 12570 — Poughquag, New York

The median home in 12570 is valued at $453,800 against a median household income of $127,396, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12570 ranks 12 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 16.6% of median household income (median rent $1,762 a month), under the 30% cost-burden threshold.

12570 ranks 223 of 1,572 statewide on median household income and 411 of 1,572 on median home value; its income is above the $97,367 Dutchess County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.2%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.2%.

With 318 residents per square mile across 19.9 square miles of land, 12570 is far denser than the statewide ZIP median of 197 (rank 678 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.