ZIP Code 12581 — Stanfordville, New York

The median home in 12581 is valued at $374,600 against a median household income of $93,274, a price-to-income ratio of 4.0. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12581 ranks 21 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 14.4% of median household income (median rent $1,122 a month), under the 30% cost-burden threshold.

12581 ranks 535 of 1,572 statewide on median household income and 499 of 1,572 on median home value; its income is in line with the $97,367 Dutchess County median. 76% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 39% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.2%, above the 9.9% statewide ZIP median. Unemployment stands at 1.9%.

With 49 residents per square mile across 39 square miles of land, 12581 is far less dense than the statewide ZIP median of 197 (rank 1,189 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.