ZIP Code 14604 — Rochester, New York

The median home in 14604 is valued at $705,100 against a median household income of $63,672, a price-to-income ratio of 11.1. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Monroe County, 14604 ranks 39 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4. Renting takes 23.6% of median household income (median rent $1,253 a month), under the 30% cost-burden threshold.

14604 ranks 1,199 of 1,572 statewide on median household income and 194 of 1,572 on median home value; its income is below the $80,453 Monroe County median. 3% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 62% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 22.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 1.4%.

With 9,027 residents per square mile across 0.3 square miles of land, 14604 is far denser than the statewide ZIP median of 197 (rank 193 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.