ZIP Code 12522 — Dover Plains, New York

The median home in 12522 is valued at $282,000 against a median household income of $82,636, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12522 ranks 9 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 19.4% of median household income (median rent $1,339 a month), under the 30% cost-burden threshold.

12522 ranks 729 of 1,572 statewide on median household income and 655 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 66% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.5%, above the 9.9% statewide ZIP median. Unemployment stands at 8.4%.

With 135 residents per square mile across 37.5 square miles of land, 12522 is less dense than the statewide ZIP median of 197 (rank 854 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.