ZIP Code 12585 — Verbank, New York

The median home in 12585 is valued at $510,700 against a median household income of $112,885, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12585 ranks 24 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6.

12585 ranks 341 of 1,572 statewide on median household income and 359 of 1,572 on median home value; its income is above the $97,367 Dutchess County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 11.9%, above the 9.9% statewide ZIP median. Unemployment stands at 1.7%.

With 266 residents per square mile across 4.7 square miles of land, 12585 is denser than the statewide ZIP median of 197 (rank 718 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.