ZIP Code 12540 — Lagrangeville, New York

The median home in 12540 is valued at $443,800 against a median household income of $107,436, a price-to-income ratio of 4.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12540 ranks 22 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 23.2% of median household income (median rent $2,077 a month), under the 30% cost-burden threshold.

12540 ranks 388 of 1,572 statewide on median household income and 421 of 1,572 on median home value; its income is above the $97,367 Dutchess County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.7%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.6%.

With 264 residents per square mile across 35.3 square miles of land, 12540 is denser than the statewide ZIP median of 197 (rank 722 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.