ZIP Code 12603 — Poughkeepsie, New York

The median home in 12603 is valued at $342,000 against a median household income of $104,185, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12603 ranks 5 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 18.7% of median household income (median rent $1,626 a month), under the 30% cost-burden threshold.

12603 ranks 416 of 1,572 statewide on median household income and 544 of 1,572 on median home value; its income is above the $97,367 Dutchess County median. 72% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 47% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.0%, below the 9.9% statewide ZIP median. Unemployment stands at 3.3%.

With 1,301 residents per square mile across 31.9 square miles of land, 12603 is far denser than the statewide ZIP median of 197 (rank 474 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.