ZIP Code 12601 — Poughkeepsie, New York

The median home in 12601 is valued at $275,800 against a median household income of $64,769, a price-to-income ratio of 4.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12601 ranks 23 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 25.5% of median household income (median rent $1,376 a month), under the 30% cost-burden threshold.

12601 ranks 1,170 of 1,572 statewide on median household income and 666 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 44% of households own their home, below the 80% statewide ZIP median, so most residents rent. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 15.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.5%.

With 2,442 residents per square mile across 18.3 square miles of land, 12601 is far denser than the statewide ZIP median of 197 (rank 377 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.