ZIP Code 12538 — Hyde Park, New York

The median home in 12538 is valued at $287,900 against a median household income of $86,641, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12538 ranks 6 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 16.5% of median household income (median rent $1,190 a month), under the 30% cost-burden threshold.

12538 ranks 649 of 1,572 statewide on median household income and 643 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 68% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 10.3%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.9%.

With 553 residents per square mile across 25.5 square miles of land, 12538 is far denser than the statewide ZIP median of 197 (rank 587 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.