ZIP Code 12590 — Wappingers Falls, New York

The median home in 12590 is valued at $365,900 against a median household income of $98,252, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12590 ranks 17 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 20.4% of median household income (median rent $1,674 a month), under the 30% cost-burden threshold.

12590 ranks 477 of 1,572 statewide on median household income and 509 of 1,572 on median home value; its income is in line with the $97,367 Dutchess County median. 69% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.0%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.2%.

With 1,029 residents per square mile across 34.8 square miles of land, 12590 is far denser than the statewide ZIP median of 197 (rank 505 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.