ZIP Code 12547 — Milton, New York

The median home in 12547 is valued at $384,300 against a median household income of $87,727, a price-to-income ratio of 4.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Ulster County, 12547 ranks 30 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 25.9% of median household income (median rent $1,897 a month), under the 30% cost-burden threshold.

12547 ranks 634 of 1,572 statewide on median household income and 486 of 1,572 on median home value; its income is in line with the $84,141 Ulster County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 19.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 0.8%.

With 305 residents per square mile across 9.2 square miles of land, 12547 is far denser than the statewide ZIP median of 197 (rank 685 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.