ZIP Code 12524 — Fishkill, New York

The median home in 12524 is valued at $373,000 against a median household income of $95,713, a price-to-income ratio of 3.9. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12524 ranks 20 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 22.6% of median household income (median rent $1,806 a month), under the 30% cost-burden threshold.

12524 ranks 508 of 1,572 statewide on median household income and 500 of 1,572 on median home value; its income is in line with the $97,367 Dutchess County median. 66% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 4.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.3%.

With 903 residents per square mile across 16.7 square miles of land, 12524 is far denser than the statewide ZIP median of 197 (rank 521 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.