ZIP Code 12512 — Chelsea, New York

The median home in 12512 is valued at $435,300 against a median household income of $96,151, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12512 ranks 25 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6.

12512 ranks 498 of 1,572 statewide on median household income and 430 of 1,572 on median home value; its income is in line with the $97,367 Dutchess County median. 85% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 72% of adults hold a bachelor's degree or higher, far above the 31% median,

With 773 residents per square mile across 0.3 square miles of land, 12512 is far denser than the statewide ZIP median of 197 (rank 546 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.