ZIP Code 12561 — New Paltz, New York

The median home in 12561 is valued at $411,600 against a median household income of $89,694, a price-to-income ratio of 4.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Ulster County, 12561 ranks 33 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 21.4% of median household income (median rent $1,603 a month), under the 30% cost-burden threshold.

12561 ranks 595 of 1,572 statewide on median household income and 452 of 1,572 on median home value; its income is above the $84,141 Ulster County median. 59% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 56% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 21.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.9%.

With 307 residents per square mile across 60.3 square miles of land, 12561 is far denser than the statewide ZIP median of 197 (rank 683 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.