ZIP Code 12419 — Cottekill, New York

The median home in 12419 is valued at $304,400 against a median household income of $119,268, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Ulster County, 12419 ranks 6 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 13.8% of median household income (median rent $1,375 a month), under the 30% cost-burden threshold.

12419 ranks 292 of 1,572 statewide on median household income and 612 of 1,572 on median home value; its income is above the $84,141 Ulster County median. 79% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 51% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.8%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.4%.

With 465 residents per square mile across 2.4 square miles of land, 12419 is far denser than the statewide ZIP median of 197 (rank 616 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.