ZIP Code 12486 — Tillson, New York

The median home in 12486 is valued at $299,300 against a median household income of $83,333, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Ulster County, 12486 ranks 21 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 24.9% of median household income (median rent $1,727 a month), under the 30% cost-burden threshold.

12486 ranks 713 of 1,572 statewide on median household income and 624 of 1,572 on median home value; its income is in line with the $84,141 Ulster County median. 73% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.7%, above the 9.9% statewide ZIP median.

With 543 residents per square mile across 3.2 square miles of land, 12486 is far denser than the statewide ZIP median of 197 (rank 591 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.