ZIP Code 12548 — Modena, New York

The median home in 12548 is valued at $327,800 against a median household income of $114,191, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Ulster County, 12548 ranks 8 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 20.1% of median household income (median rent $1,914 a month), under the 30% cost-burden threshold.

12548 ranks 333 of 1,572 statewide on median household income and 568 of 1,572 on median home value; its income is above the $84,141 Ulster County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 45% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.2%, below the 9.9% statewide ZIP median. Unemployment stands at 1.8%.

With 266 residents per square mile across 3.9 square miles of land, 12548 is denser than the statewide ZIP median of 197 (rank 718 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.