ZIP Code 12471 — Rifton, New York

The median home in 12471 is valued at $225,900 against a median household income of $2,499, a price-to-income ratio of 90.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Ulster County, 12471 ranks 45 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8.

12471 ranks 1,572 of 1,572 statewide on median household income and 805 of 1,572 on median home value; its income is far below the $84,141 Ulster County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 75.2%, far above the 9.9% statewide ZIP median and among the highest in the state.

With 913 residents per square mile across 0.3 square miles of land, 12471 is far denser than the statewide ZIP median of 197 (rank 520 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.