ZIP Code 12508 — Beacon, New York

The median home in 12508 is valued at $401,500 against a median household income of $88,510, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12508 ranks 26 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 23.0% of median household income (median rent $1,700 a month), under the 30% cost-burden threshold.

12508 ranks 619 of 1,572 statewide on median household income and 467 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 58% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.2%, below the 9.9% statewide ZIP median. Unemployment stands at 4.7%.

With 1,355 residents per square mile across 14.4 square miles of land, 12508 is far denser than the statewide ZIP median of 197 (rank 462 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.