ZIP Code 14820 — Cameron Mills, New York

The median home in 14820 is valued at $118,800 against a median household income of $63,750, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Steuben County, 14820 ranks 14 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 16.4% of median household income (median rent $871 a month), under the 30% cost-burden threshold.

14820 ranks 1,195 of 1,572 statewide on median household income and 1,393 of 1,572 on median home value; its income is in line with the $64,614 Steuben County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 12% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 17.4%, far above the 9.9% statewide ZIP median. Unemployment stands at 4.3%.

With 20 residents per square mile across 27.9 square miles of land, 14820 is far less dense than the statewide ZIP median of 197 (rank 1,457 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.