ZIP Code 14819 — Cameron, New York

The median home in 14819 is valued at $83,600 against a median household income of $53,750, a price-to-income ratio of 1.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Steuben County, 14819 ranks 3 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 29.5% of median household income (median rent $1,321 a month), under the 30% cost-burden threshold.

14819 ranks 1,423 of 1,572 statewide on median household income and 1,543 of 1,572 on median home value; its income is below the $64,614 Steuben County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 13% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 37.2%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 11.5%.

With 16 residents per square mile across 38.4 square miles of land, 14819 is far less dense than the statewide ZIP median of 197 (rank 1,490 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.