ZIP Code 14810 — Bath, New York

The median home in 14810 is valued at $113,300 against a median household income of $48,613, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Steuben County, 14810 ranks 23 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 18.2% of median household income (median rent $737 a month), under the 30% cost-burden threshold.

14810 ranks 1,483 of 1,572 statewide on median household income and 1,430 of 1,572 on median home value; its income is below the $64,614 Steuben County median. 69% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 17.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.5%.

With 95 residents per square mile across 120.6 square miles of land, 14810 is far less dense than the statewide ZIP median of 197 (rank 951 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.