ZIP Code 14821 — Campbell, New York

The median home in 14821 is valued at $133,200 against a median household income of $76,830, a price-to-income ratio of 1.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Steuben County, 14821 ranks 7 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 16.9% of median household income (median rent $1,083 a month), under the 30% cost-burden threshold.

14821 ranks 859 of 1,572 statewide on median household income and 1,321 of 1,572 on median home value; its income is above the $64,614 Steuben County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 16% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.6%, above the 9.9% statewide ZIP median. Unemployment stands at 3.5%.

With 54 residents per square mile across 55.9 square miles of land, 14821 is far less dense than the statewide ZIP median of 197 (rank 1,146 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.