ZIP Code 14031 — Clarence, New York

The median home in 14031 is valued at $324,700 against a median household income of $99,639, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Erie County, 14031 ranks 46 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 11.2% of median household income (median rent $930 a month), under the 30% cost-burden threshold.

14031 ranks 471 of 1,572 statewide on median household income and 576 of 1,572 on median home value; its income is above the $75,465 Erie County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 51% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.7%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.9%.

With 502 residents per square mile across 19.4 square miles of land, 14031 is far denser than the statewide ZIP median of 197 (rank 603 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.