ZIP Code 14221 — Buffalo, New York

The median home in 14221 is valued at $298,500 against a median household income of $101,275, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Erie County, 14221 ranks 36 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 18.5% of median household income (median rent $1,560 a month), under the 30% cost-burden threshold.

14221 ranks 446 of 1,572 statewide on median household income and 625 of 1,572 on median home value; its income is above the $75,465 Erie County median. 74% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 57% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.8%, below the 9.9% statewide ZIP median. Unemployment stands at 2.7%.

With 2,357 residents per square mile across 23.4 square miles of land, 14221 is far denser than the statewide ZIP median of 197 (rank 382 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.