ZIP Code 14086 — Lancaster, New York

The median home in 14086 is valued at $263,600 against a median household income of $95,949, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Erie County, 14086 ranks 29 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 12.3% of median household income (median rent $983 a month), under the 30% cost-burden threshold.

14086 ranks 503 of 1,572 statewide on median household income and 697 of 1,572 on median home value; its income is above the $75,465 Erie County median. 84% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 39% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 3.5%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.6%.

With 1,071 residents per square mile across 33.3 square miles of land, 14086 is far denser than the statewide ZIP median of 197 (rank 497 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.