ZIP Code 13903 — Binghamton, New York

The median home in 13903 is valued at $144,700 against a median household income of $61,244, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13903 ranks 14 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 16.9% of median household income (median rent $863 a month), under the 30% cost-burden threshold.

13903 ranks 1,276 of 1,572 statewide on median household income and 1,254 of 1,572 on median home value; its income is in line with the $61,623 Broome County median. 67% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 16.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 10.6%.

With 444 residents per square mile across 39.5 square miles of land, 13903 is far denser than the statewide ZIP median of 197 (rank 623 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.