ZIP Code 13795 — Kirkwood, New York

The median home in 13795 is valued at $139,700 against a median household income of $56,847, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13795 ranks 16 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 19.9% of median household income (median rent $941 a month), under the 30% cost-burden threshold.

13795 ranks 1,367 of 1,572 statewide on median household income and 1,280 of 1,572 on median home value; its income is below the $61,623 Broome County median. 81% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 13% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 16.0%, far above the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 133 residents per square mile across 23.9 square miles of land, 13795 is less dense than the statewide ZIP median of 197 (rank 857 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.