ZIP Code 13905 — Binghamton, New York

The median home in 13905 is valued at $137,700 against a median household income of $53,757, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13905 ranks 17 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 22.2% of median household income (median rent $993 a month), under the 30% cost-burden threshold.

13905 ranks 1,422 of 1,572 statewide on median household income and 1,294 of 1,572 on median home value; its income is below the $61,623 Broome County median. 49% of households own their home, below the 80% statewide ZIP median, so most residents rent. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 31.0%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 6.7%.

With 1,006 residents per square mile across 28.2 square miles of land, 13905 is far denser than the statewide ZIP median of 197 (rank 509 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.