ZIP Code 13850 — Vestal, New York

The median home in 13850 is valued at $185,700 against a median household income of $81,627, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13850 ranks 12 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 16.3% of median household income (median rent $1,111 a month), under the 30% cost-burden threshold.

13850 ranks 741 of 1,572 statewide on median household income and 994 of 1,572 on median home value; its income is above the $61,623 Broome County median. 78% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 45% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.9%, above the 9.9% statewide ZIP median. Unemployment stands at 2.7%.

With 463 residents per square mile across 51.1 square miles of land, 13850 is far denser than the statewide ZIP median of 197 (rank 619 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.