ZIP Code 13856 — Walton, New York

The median home in 13856 is valued at $144,100 against a median household income of $48,852, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 13856 ranks 16 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 18.8% of median household income (median rent $764 a month), under the 30% cost-burden threshold.

13856 ranks 1,480 of 1,572 statewide on median household income and 1,262 of 1,572 on median home value; its income is below the $66,140 Delaware County median. 74% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 24.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.4%.

With 33 residents per square mile across 179.7 square miles of land, 13856 is far less dense than the statewide ZIP median of 197 (rank 1,336 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.