ZIP Code 13804 — Masonville, New York

The median home in 13804 is valued at $129,500 against a median household income of $58,056, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 13804 ranks 6 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 24.6% of median household income (median rent $1,192 a month), under the 30% cost-burden threshold.

13804 ranks 1,346 of 1,572 statewide on median household income and 1,337 of 1,572 on median home value; its income is below the $66,140 Delaware County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 7% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 20.4%, far above the 9.9% statewide ZIP median. Unemployment stands at 4.6%.

With 25 residents per square mile across 10.5 square miles of land, 13804 is far less dense than the statewide ZIP median of 197 (rank 1,417 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.