ZIP Code 13782 — Hamden, New York

The median home in 13782 is valued at $237,700 against a median household income of $51,719, a price-to-income ratio of 4.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Delaware County, 13782 ranks 29 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 20.3% of median household income (median rent $873 a month), under the 30% cost-burden threshold.

13782 ranks 1,446 of 1,572 statewide on median household income and 761 of 1,572 on median home value; its income is below the $66,140 Delaware County median. 78% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.7%, above the 9.9% statewide ZIP median. Unemployment stands at 16.1%.

With 22 residents per square mile across 35.9 square miles of land, 13782 is far less dense than the statewide ZIP median of 197 (rank 1,449 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.