ZIP Code 13775 — Franklin, New York

The median home in 13775 is valued at $178,900 against a median household income of $76,875, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 13775 ranks 8 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 11.7% of median household income (median rent $747 a month), under the 30% cost-burden threshold.

13775 ranks 858 of 1,572 statewide on median household income and 1,031 of 1,572 on median home value; its income is above the $66,140 Delaware County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.3%, above the 9.9% statewide ZIP median. Unemployment stands at 3.4%.

With 38 residents per square mile across 48.7 square miles of land, 13775 is far less dense than the statewide ZIP median of 197 (rank 1,290 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.