ZIP Code 13754 — Deposit, New York

The median home in 13754 is valued at $126,400 against a median household income of $59,583, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Broome County, 13754 ranks 7 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 15.2% of median household income (median rent $753 a month), under the 30% cost-burden threshold.

13754 ranks 1,313 of 1,572 statewide on median household income and 1,349 of 1,572 on median home value; its income is in line with the $61,623 Broome County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 18.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 36 residents per square mile across 77.9 square miles of land, 13754 is far less dense than the statewide ZIP median of 197 (rank 1,308 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.