ZIP Code 13730 — Afton, New York

The median home in 13730 is valued at $119,500 against a median household income of $61,466, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13730 ranks 10 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 15.8% of median household income (median rent $811 a month), under the 30% cost-burden threshold.

13730 ranks 1,267 of 1,572 statewide on median household income and 1,383 of 1,572 on median home value; its income is in line with the $63,316 Chenango County median. 73% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 12% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 12.5%, above the 9.9% statewide ZIP median. Unemployment stands at 11.9%.

With 54 residents per square mile across 51.3 square miles of land, 13730 is far less dense than the statewide ZIP median of 197 (rank 1,146 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.