ZIP Code 13733 — Bainbridge, New York

The median home in 13733 is valued at $122,200 against a median household income of $59,019, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13733 ranks 12 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 16.8% of median household income (median rent $828 a month), under the 30% cost-burden threshold.

13733 ranks 1,324 of 1,572 statewide on median household income and 1,367 of 1,572 on median home value; its income is below the $63,316 Chenango County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.0%, in line with the 9.9% statewide ZIP median. Unemployment stands at 5.3%.

With 60 residents per square mile across 88.3 square miles of land, 13733 is far less dense than the statewide ZIP median of 197 (rank 1,102 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.