ZIP Code 13740 — Bovina Center, New York

The median home in 13740 is valued at $350,800 against a median household income of $78,333, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Delaware County, 13740 ranks 28 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 12.0% of median household income (median rent $783 a month), under the 30% cost-burden threshold.

13740 ranks 813 of 1,572 statewide on median household income and 527 of 1,572 on median home value; its income is above the $66,140 Delaware County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 11.2%, above the 9.9% statewide ZIP median. Unemployment stands at 1.1%.

With 17 residents per square mile across 35.9 square miles of land, 13740 is far less dense than the statewide ZIP median of 197 (rank 1,484 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.