ZIP Code 12474 — Roxbury, New York

The median home in 12474 is valued at $213,300 against a median household income of $54,462, a price-to-income ratio of 3.9. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 12474 ranks 25 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 18.5% of median household income (median rent $840 a month), under the 30% cost-burden threshold.

12474 ranks 1,411 of 1,572 statewide on median household income and 868 of 1,572 on median home value; its income is below the $66,140 Delaware County median. 93% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 32% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.1%, below the 9.9% statewide ZIP median. Unemployment stands at 11.4%.

With 19 residents per square mile across 47.3 square miles of land, 12474 is far less dense than the statewide ZIP median of 197 (rank 1,462 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.