ZIP Code 12455 — Margaretville, New York

The median home in 12455 is valued at $219,600 against a median household income of $74,271, a price-to-income ratio of 3.0. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 12455 ranks 17 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 21.0% of median household income (median rent $1,297 a month), under the 30% cost-burden threshold.

12455 ranks 925 of 1,572 statewide on median household income and 830 of 1,572 on median home value; its income is above the $66,140 Delaware County median. 76% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.5%, in line with the 9.9% statewide ZIP median. Unemployment stands at 1.3%.

With 26 residents per square mile across 71.3 square miles of land, 12455 is far less dense than the statewide ZIP median of 197 (rank 1,403 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.