ZIP Code 13788 — Hobart, New York

The median home in 13788 is valued at $222,000 against a median household income of $95,329, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 13788 ranks 9 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9. Renting takes 9.3% of median household income (median rent $740 a month), under the 30% cost-burden threshold.

13788 ranks 516 of 1,572 statewide on median household income and 822 of 1,572 on median home value; its income is above the $66,140 Delaware County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.2%, above the 9.9% statewide ZIP median. Unemployment stands at 7.1%.

With 27 residents per square mile across 34.6 square miles of land, 13788 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.