ZIP Code 13780 — Guilford, New York

The median home in 13780 is valued at $124,100 against a median household income of $75,278, a price-to-income ratio of 1.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13780 ranks 5 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9.

13780 ranks 905 of 1,572 statewide on median household income and 1,359 of 1,572 on median home value; its income is above the $63,316 Chenango County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 4.9%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.9%.

With 37 residents per square mile across 22.8 square miles of land, 13780 is far less dense than the statewide ZIP median of 197 (rank 1,303 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.