ZIP Code 13636 — Ellisburg, New York

The median home in 13636 is valued at $175,000 against a median household income of $52,500, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Jefferson County, 13636 ranks 27 of 33 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 18.7% of median household income (median rent $819 a month), under the 30% cost-burden threshold.

13636 ranks 1,439 of 1,572 statewide on median household income and 1,054 of 1,572 on median home value; its income is below the $75,673 Jefferson County median. 71% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 20.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.8%.

With 54 residents per square mile across 3.4 square miles of land, 13636 is far less dense than the statewide ZIP median of 197 (rank 1,146 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.