ZIP Code 13605 — Adams, New York

The median home in 13605 is valued at $188,200 against a median household income of $70,947, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Jefferson County, 13605 ranks 17 of 33 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 12.6% of median household income (median rent $744 a month), under the 30% cost-burden threshold.

13605 ranks 1,014 of 1,572 statewide on median household income and 979 of 1,572 on median home value; its income is below the $75,673 Jefferson County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.2%, below the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 65 residents per square mile across 78 square miles of land, 13605 is far less dense than the statewide ZIP median of 197 (rank 1,071 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.