ZIP Code 13145 — Sandy Creek, New York

The median home in 13145 is valued at $138,900 against a median household income of $50,238, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13145 ranks 21 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 18.7% of median household income (median rent $781 a month), under the 30% cost-burden threshold.

13145 ranks 1,465 of 1,572 statewide on median household income and 1,285 of 1,572 on median home value; its income is below the $71,172 Oswego County median. 73% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 23.0%, far above the 9.9% statewide ZIP median. Unemployment stands at 11.7%.

With 115 residents per square mile across 15.6 square miles of land, 13145 is less dense than the statewide ZIP median of 197 (rank 897 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.