ZIP Code 13606 — Adams Center, New York

The median home in 13606 is valued at $185,000 against a median household income of $90,694, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Jefferson County, 13606 ranks 4 of 33 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 15.3% of median household income (median rent $1,160 a month), under the 30% cost-burden threshold.

13606 ranks 579 of 1,572 statewide on median household income and 998 of 1,572 on median home value; its income is above the $75,673 Jefferson County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.4%, above the 9.9% statewide ZIP median. Unemployment stands at 0.4%.

With 68 residents per square mile across 35 square miles of land, 13606 is far less dense than the statewide ZIP median of 197 (rank 1,059 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.