ZIP Code 13601 — Watertown, New York

The median home in 13601 is valued at $170,100 against a median household income of $57,503, a price-to-income ratio of 3.0. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Jefferson County, 13601 ranks 23 of 33 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 20.3% of median household income (median rent $974 a month), under the 30% cost-burden threshold.

13601 ranks 1,352 of 1,572 statewide on median household income and 1,086 of 1,572 on median home value; its income is below the $75,673 Jefferson County median. 50% of households own their home, below the 80% statewide ZIP median, so most residents rent. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 17.7%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.7%.

With 266 residents per square mile across 140.7 square miles of land, 13601 is denser than the statewide ZIP median of 197 (rank 718 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.